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Some benefits an IVA will give you

  • an IVA’s period doesn’t go past the 60 month mark
  • once an IVA is signed, phone calls from your creditors will cease
  • charges for late payment are frozen and so is the interest rate
  • you only have one single monthly payment to make
  • you can fix you bad credit rating and be cleared from blacklists
  • as long as you honor your agreement, creditors cannot drag you to court and take legal action against you
  • your work place is safe since an IVA is an agreement between you and your creditor; no other people need to be involved.
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