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How Debt Management Works

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The main benefit of a debt management plan is that you can make only one monthly payment to your creditors. The debt management company will take that payment and divide it accordingly between your creditors.
When dealing with a debt management company be sure to carefully read whatever they ask you to sign and check for the existence of a clause that will allow you to cancel their service if you would happen to be unsatisfied with it. The fees they charge should be clear and understandable so you won’t bump into unwanted surprises later on.

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